NHS Wait Times: 18+ Weeks

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35 years old
ESTIMATED PRICE
£35 - £55
per month

Includes full cancer cover & outpatient.

🏥
Access Top Hospitals
Bupa, AXA, Aviva, Vitality.
Fast Track
See a specialist in days, not months.

Common Questions

Do you cover Pre-Existing Conditions?

Standard plans typically exclude conditions you've had in the last 5 years. However, "Medical History Disregarded" (MHD) policies are available for larger business groups (20+ employees).

Is this a taxable benefit?

For Business: Yes, PMI is a "Benefit in Kind" (P11D) for employees. However, it is a deductible business expense for the company, saving Corporation Tax.

Can I choose my hospital?

Yes. Most plans offered by Aviva, AXA, and Vitality include a wide "Hospital List". You can usually choose a convenient private facility near your home or work.

What about Cancer?

Almost all comprehensive policies now include full cancer cover as standard, including access to drugs and treatments not currently available on the NHS.